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Generally, when thinking about having a credit card in hand, many people believe that they can never have one that will show them a new world, like the American Express Gold.
Many believe that it may be impossible to have a credit card in their wallet that can show them a new world. However, American Express Gold is here to prove that it is possible and simple.
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With American Express Gold in your pocket, you can look at the world differently, where everything you touch turns into more and more points that convert into more and more rewards in various areas such as travel benefits, leisure, lifestyle, shopping and entertainment.
The American Express Gold credit card is one of the most comprehensive in the world and offers the most gigantic benefits to those who own it.
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Stop looking like before and start seeing a new incredible reality that it will offer you. Learn all about it in this article.
How does the American Express Gold work
American Express Gold is an incredible card for delivering many exclusive benefits just like the other cards in the Amex line, with some limitations on this card, as it is an intermediate option for those who want to earn American Express Membership Rewards points.
You might think that because it is an intermediate card from the Amex line it won’t give you amazing rewards—then you’re wrong. It offers 4 membership rewards per dollar on just about anything you eat or drink. Surprising, isn’t it?
Plus, you also get up to $120 in meal credits and up to $120 in Uber Cash and the ability to share trip protection benefits with up to five authorized cardholders at no additional fee.
To have American Express Gold in your hands delivering you an extensive list of benefits, you will need to pay an annual fee of $250, which is not waived for the first year. She will ensure that all your benefits are delivered.
Main Advantages of using the American Express Gold
American Express Gold was thought, designed and conceived to help people like you to obtain greater credit power, as a source of financial growth.
In addition to providing you with various types of benefits such as shopping, travel and other leisure and lifestyle activities. Check out a few dozen benefits you get with this amazing credit card:
- 4 Membership Rewards points per dollar at restaurants, plus US pickup and delivery
- 4 Membership Rewards points per dollar at US supermarkets
- 3 Membership Rewards points per dollar on booked flights
- 1 point per dollar on other qualifying purchases
- Up to $120 in annual statement credits for eligible restaurants
- Up to $120 in annual Uber Cash credits, $10 per month
- Luggage Insurance and Car Rental Loss and Damage Insurance
- Get 24/7 access to medical, legal, financial and other selected emergency assistance and coordination services with the Global Assist Hotline
- Get a $100 hotel credit to spend on eligible dining, spa and resort activities, plus a room upgrade on arrival with the Amex Hotel Collection
American Express Membership Rewards
American Express Membership Rewards is an amazing program that provides a lot of points and is one of the largest in the world in this regard.
You can receive 4 points per dollar spent at restaurants, 4 points per dollar spent at supermarkets in the US on up to $25,000 in purchases per year and 3 points per dollar spent on flights booked directly with the airlines or American Express Travel.
In addition, you may also be able to transfer Membership Rewards points to any other loyalty programs such as British Airways, Virgin Atlantic, and Emirates.
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These other redemption options typically eke out less than 1 cent of value per point:
- Using points to cover card charges with a statement credit
- Paying with points at checkout with select merchants and prepaid rental cars booked through Amex Travel
- Redeeming points for gift cards
In this sense it is also worth noting that American Express Membership Rewards points are valuable because they are flexible.
You also receive a transfer bonus frequently, which allows you to increase your earnings even more. A nice perk, agree?
To redeem these points is quite easy, especially if you are going to use them for flights. In that case you will get the 1 cent per point referral via American Express Travel.
Are there any disadvantages?
As everything in life always has some flaw, we can say that the American Express Gold, despite being quite valuable, has some negative points, but they are few.
The first since is its fees which are relatively high if you compare this factor with other cards, not to mention the $250 annual fee.
The second point is that we will have a high APR for the pay over time feature, which also exists, and is characterized as a disadvantage of the Credit Card.
Important Interest Rates and Fees
When talking about American Express Gold Card fees, we can get some interesting surprises, with the main fees and how they look.
Interest Rates
- Regular APR: 20.24%-27.24% Variable
- Purchase Intro APR: N/A
- Balance Transfer Intro APR: N/A
Fees
- Annual Fee: $250
- Balance Transfer Fee: N/A
- Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Foreign Purchase Transaction Fee: None
How to Apply
As you can see, the American Express Gold credit card is a very powerful card for anyone who wants to make their lives even easier when it comes to benefits in all areas, giving you the best version of seeing the world and enjoying life.
To get this card, you can apply on the bank’s website and fill out the forms. Approval is not time-consuming, and soon you will get notification of approval or denial.
Click here to apply for your American Express Gold right now.
