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If you are planning a trip or want to apply for the best credit cards with an advantageous miles program, this is the right place!
Here in this post we will present you the best credit cards to accumulate miles and make the trip of your dreams with incredible discounts.
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Mileage programs have become more popular as they are a great way to earn extra income or save on travel and products.
This is because the miles and points accumulated from using a credit card can be used to reduce the cost of tickets, products, and even be exchanged for cash.
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The choice of the best card to accumulate miles can be quite variable and depends on several important factors, such as the fees charged, the benefits offered, and especially the financial reality of each individual.
What are the benefits offered by the ideal credit card for earning miles?
The best credit cards for earning miles are one that besides rewarding points for each transaction made, offers a wide range of other benefits and advantages to its holders.
Therefore, it is important to be attentive to check if the card you are interested in has some of the advantages mentioned below:
VIP Access: Some cards offer unlimited access to the exclusive VIP lounges in airports around the world;
Rewards Program: Program of benefits created by the banks that can be converted into points, services or even products
Exclusive Offers: Some financial institutions or companies have partnerships with service providers or stores, granting special discounts to cardholders.
Mileage Program: A system that registers points based on purchases made using the credit function, allowing the consumer to exchange these points for airline tickets, products, or cash;
Refund schemes: System that refunds a percentage of the amount spent on a purchase
7 best credit cards for accumulating miles
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred® card is one of the most popular travel rewards credit cards on the market today.
Its big draw is the excellent return on travel and dining purchases, which means cardholders can accumulate points quickly and get significant benefits from those expenditures.
In addition, the card offers great value added that easily offsets its $95 annual fee. Additional benefits of the card include foreign fee waivers, travel and rental car insurance, and access to exclusive events.
Chase Sapphire Preferred® cardholders can redeem their points at 1.25 cents each for travel booked through Chase or transfer points to one of Chase’s 14 airline and hotel partners.
That means you can enjoy the card’s rewards in a variety of ways, including flights, hotel accommodations and other travel activities.
Points transfer options include well-known companies like United Airlines, British Airways, and Marriott. In addition, Chase offers additional bonuses for points transfers to certain partners, which means cardholders can maximize their rewards even further.
In summary, the Chase Sapphire Preferred® card is an excellent option for those who want to earn significant rewards on travel and dining, and who are willing to pay a $95 annual fee in exchange for exclusive benefits and a great rewards program.
2. Capital One Venture Rewards credit card
The Capital One Venture Rewards credit card is a solid choice for most travelers looking for simplicity and strong rewards.
With an easy-to-understand points system and an excellent rewards program, this card is a great option for those with busy lives who don’t want to worry about bonus categories or spending limits.
With Capital One Venture Rewards, you earn 2 miles per dollar spent on every purchase, regardless of category.
That means you don’t have to worry about remembering bonus categories or adjusting your spending to get the most rewards. Plus, the miles don’t expire and there’s no limit to the amount you can accumulate.
The miles you earn can be used to book travel on any airline or hotel, without date restrictions or limited seating.
You can also transfer your miles to one of Capital One’s many partner mileage programs, which can help further maximize the value of your rewards.
3. American Platinum Card
The card in question is not only visually appealing, but also offers real and significant benefits for cardholders.
In particular, cardholders can enjoy an impressive return of 4 points per dollar spent at restaurants and supermarkets in the United States. This bonus is valid for the first $25,000 in purchases per calendar year, after which the return is 1 point per dollar.
In addition, cardholders can also receive an annual dining credit of up to $120 at a selection of establishments, including Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and certain select Shake Shack locations. However, it should be noted that you must sign up to take advantage of this benefit.
Another interesting benefit is the annual credit of up to $120 in Uber Cash, which can be used on Uber Eats orders or Uber rides in the US.
This is automatically added to the cardholder’s account in installments of $10 per month. Again, it is important to remember that enrollment is required to qualify for this benefit.
4. Capital One Venture X Rewards credit card
By maximizing statement credit of up to $300 for travel with Capital One, the Venture X card’s annual fee is effectively reduced to $95, the same amount as the annual fee for the Capital One Venture Rewards credit card.
In addition, cardholders can also take advantage of a 10,000-mile bonus on each account anniversary, which has an estimated value of $185, according to TPG valuations.
The Venture X card also offers access to airport lounges, which can be a valuable feature for many travelers.
With these additional benefits, the card may become the strongest choice for many travelers looking for a rewards credit card.
5. American Express Gold Card
This card is not only visually pleasing, it also offers substantial rewards, including 4 points per dollar on dining purchases at U.S. restaurants and supermarkets (on the first $25,000 in purchases per calendar year, then 1 point per dollar).
In addition, cardholders can also enjoy an annual dining credit of up to $120 at select locations such as Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and Shake Shack (with enrollment required).
The card also offers an additional up to $120 per year in Uber Cash ($10 per month), which can be used for orders at Uber Eats or rides with Uber in the US.
All this makes the card a strong contender for all food-related purchases, which has become a popular spending category.
6. Capital One Spark Miles for companies
The Capital One Spark Miles for Business credit card is an excellent option for those looking for an easy way to earn rewards on all business purchases, without worrying about specific categories.
The accumulated miles can be easily redeemed for travel purchases or transferred to rewards program partners, making the points redemption process even more flexible and advantageous for the user.
7. Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card is a cashback credit card that offers one of the best returns on bonus categories on the market.
With it, you can get great rewards on a wide variety of purchases, such as 6% cashback on grocery purchases in the US (up to a limit of $6,000 per year), 6% cashback on streaming music and videos, 3% cashback on US gas stations and restaurant orders, and 1% cashback on all other purchases.
In addition, the card offers a solid welcome bonus for new cardholders and a low annual fee, which is waived within the first year of use.
All of this makes the Blue Cash Preferred Card an excellent option for those looking to maximize their rewards in specific categories and save money with an affordable annual fee.
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